FAQ

OurTAC Members sell Consumer products that offer up-front and/or residual compensation.  A full product catalog is available to Members and is presented at all Membership events.

OurTAC Members sell name brand products to businesses at Manufacturer's Advertised Pricing ("MAP").  Product certification and training are provided to all Members.

OurTAC is a Platinum Fund Raiser.  We generate tax deductible, charitable donations through a grass roots campaign model.  OurTAC Members may also sell products that include elements of charitable donation

Any participant in the OurTAC Marketing Plan who has completed registration by acknowledging and/or executing the OurTAC Member Agreement; the OurTAC Rules of Conduct; and the OurTAC Commission Plan; and whose Required Documentation has been submitted, reviewed and accepted by OurTAC.

For tax reporting purposes all Members must:  provide photocopies of their Government Issued Photo ID and Social Security Card (front and back); complete and submit a signed W-9 to OurTAC; complete and submit an executed ACH/Direct Deposit or Direct Mail agreement; and keep their subscription to the Portal current and active through the automatic recurring payment of the Membership Fee (the “Fee”) via their registered credit card in order to qualify for Direct and/or Bonus Commission payouts. 

After completing his/her registration all Members are assigned a unique Member or “T-Number” associated with his/her chosen User ID.  The Member may use either his/her User ID or T-Number to login to the Portal; to register new recruits; to track sales and pending commissions; etc.

In order to qualify for the monthly payment of Commissions all OurTAC Members must complete one (1) qualifying sale each month with a minimum Total Available Compensation (“TAC”) value of $1.00 US; and maintain current Membership status through payment of the Fee.

Total Available Commissionable Value (“TAC”) is 100% of all monies received by OurTAC from its Vendors for the sale of their products.  TAC includes:  Up-Front Commissions;  Residual Commissions; Rebates; Spiffs; Bonus Commissions; Bulk Sale Bonuses; Tiered Commissions Based on Production; Installation Payments (where applicable); and all other compensation received by OurTAC for the sale of any Vendor product. 

Upline refers to the level(s) above a Member in the compensation structure.  An Account Manager’s Sales Manager, Director, Regional Director and National Director would all be “Upline” to him/her.  An Account Manager who was recruited and registered under another Account Manager’s T-Number has that Sponsoring Account Manager in his/her Upline.  A Member’s Upline Sponsor would be his/her first contact for support.  Members should not skip more than one level of Membership for questions and support.

Downline refers to the level(s) below a Member in the compensation structure.  A Sales Manager would have Account Managers and may have other Sales Managers in his/her Downline.  National Directors will typically have Regional Directors; Directors; Sales Managers and Account Managers in their Downline.  An Account Manager who has recruited other new Members will have other Account Managers in his/her Downline until being promoted to Sales Manager. 

Direct Downline refers to a Member who has been directly recruited and registered under his/her Upline Sponsor T-Number or Member ID.  In order to advance in title beyond Account Manager all Members must register and maintain a minimum of five (5) Direct Downline Members.

The OurTAC Genealogy system is based on a system that is 5 layers deep and infinitely wide.  There are five (5) Titles or “levels” in the program, with all new Members starting out as Account Manager, then Sales Manager, Director, Regional and National Director.

A Direct Sale is defined as the sale of any OurTAC product or service for which the Member has become Accepted and/or Certified.  Members sell products to Consumers; Businesses; and/or participate in OurTAC Fundraising.  Members may also sell products to new recruits for demo purposes and/or may purchase products directly for personal consumption.  Member Compensation (at all levels, including Account Manager, Sales Manager, Director, Regional Director and National Director) for a Direct Sale is 50% of the TAC.  Commissions for Direct Sales are paid out on the last Friday of the calendar month following the date of the sale.

A Downline Sale is defined as the sale of any OurTAC product or service in a Member’s Downline.  After a Member has advanced to Sales Manager or higher and maintains a minimum of five (5) Direct Downline Members, he/she qualifies for Bonus Commissions based upon his/her title and the TAC of his/her Downline Sales.

With the exception of National Directors, who receive 20% Bonus Commissions, all Members who have advanced to Sales Manager or higher, and maintain a minimum of five (5) Direct Downline Members, qualify for a Bonus Sales Commissions of 10% of the TAC sold by their Downline each month.  Bonus Commissions are cumulative by title.  In other words, if a Director makes a Direct Sale he/she will receive the Direct Sale Commission (50% of TAC); Sales Manager Bonus Commission (10% of TAC); and Direct Bonus Commission (10% of TAC) for a total of 70% of the TAC.  Bonus Commissions from Downline Sales are paid out on the last Friday of the month following the payment of the associated Direct Sales Commission.  PLEASE NOTE that Members who have advanced to Sales Manager and above qualify for both Direct and Bonus Commissions for a direct sale.

“Breakage” is defined as any commission left unpaid and derived from a sale made by a Member who is no longer participating in the OurTAC program.  Unpaid commissions will accumulate throughout each Quarter and will be paid out on the last Friday of the month of each new Quarter.  Breakage Commissions are distributed following the same percentages as those of a Bonus Commission, Upline to Sales Managers; Directors; Regional Directors; and the National Director of the same sales organization within which an unpaid commission for a Direct Sale originated.  If a Bonus Commission is unpaid the same principle applies.

Terms & Conditions

The OurTAC Terms and Conditions (Ts & Cs) contained within the OurTAC Membership Agreement must be agreed to at registration and at each login to the OurTAC Member/Vendor Portal.  The Ts & Cs are a guideline the include specific Rules of Conduct for all Members as well as a detailed explanation of the OurTAC Genealogy system and Compensation Plan.  

 

Rules of Conduct

The OurTAC Rules of Conduct are a guideline for best and acceptable practices by all Members.  In essence the “Golden Rule” applies. 

 

Compensation Plan

The OurTAC Compensation Plan is straightforward.  Generally, 100% of all margins derived from the sale of any product or service is distributed to sales (OurTAC Members, their Sponsors and Upline).  Complete details of the Compensation Plan are available for viewing at any time and at each login by any OurTAC Member.

 

Genealogy

The OurTAC Genealogy module is based on several “Rules” of logic:  a Member must register a minimum of five (5) Direct Downline Members to advance beyond AM; all Members who advance to SM and beyond must maintain a minimum of five (5) Direct Downline Members; the “5+1” Rule automatically applies for advancement in title; etc.  Additional detail is provided at each live webinar and live, bi-weekly Member events. 

 

Credit Card Authorization

OurTAC Membership is based on a month-to-month subscription.  The payment of the monthly Membership Fee (the “Fee”) is automatically collected by a Member’s registered debit and/or credit card as authorized by the Credit Card Authorization form contained within the New Member Welcome Packet that is forwarded by Email at registration.  The initial Fee is pro-rated at $3.33 per day from the date of registration.  Thereafter all Members’ cards are billed the standard monthly Fee of $100 after midnight on the 1st calendar day of each succeeding month.

 

Direct Deposit vs. Manual Check Payments

A Direct Deposit form is included in the OurTAC documentation (the “New Member Welcome Packet”).  Direct Deposit is the default payment form for all Direct and Bonus Commissions.  There is no fee charged for Direct Deposits.  Members who wish to receive commission payments via a manual check must request a Manual Check Authorization Form by Email to membersupport@ourtac.com, with “Manual Check Authorization Form” in the subject line.  A $25 fee will be deducted from any payment due and made via a Manual Check.  A minimum of $100 is required to process any Manual Check. 

Overview

The OurTAC system is based on a specific set of criteria, namely the “5+1 Rule”; the “Direct Downline Rule” and the cumulative Downline Membership numbers required for advancement in title.  Further details are provided during Q&A sessions at each live webinar and bi-weekly Member events.

 

Account Manager:   All newly registered OurTAC Members begin as an Account Manager (“AM”).  An AM is not eligible for Bonus Commissions but, as with all titles, is paid 50% of the Total Available Commissionable Value of all sales he/she makes.  An Account Manager is automatically promoted to Sales Manager once he/she completes the registration of five (5) new Members in his/her Direct Downline.

 

Sales Manager:  Sales Managers (“SM”) receive 50% of the TAC for a Direct Sale.  SMs receive a 10% Bonus Commission of the TAC from their own, Direct Sales.  SMs also receive a 10% Bonus Commission of the TAC for sales made by their Downline AMs.  SMs automatically advance to Director after developing the equivalent of five (5) other SMs, or a total of thirty (30) Downline Members from their base of Direct Downline AMs for which they have completed Registration.  It is the responsibility of all Members to maintain the requisite number of Members in their Downline, including five (5) Direct Downline Members, to receive the Bonus Commission associated with the level to which they have advanced.

 

Director:  A Director receives 50% of the TAC for a Direct Sale.  Directors also receive a total of 20% Bonus Commission (combination of SM and Director Bonuses) of the TAC from their own, Direct Sales.  Directors receive a 20% Bonus Commission (combination of SM and Director Bonuses) of the TAC from sales made by each AM in their Downline (so long as there is no SM between that AM and the sponsoring Director).  Directors receive a 10% Bonus Commission of the TAC from sales made by the SMs and their Downline Members.  Directors automatically advance to Regional Director after developing the equivalent of five (5) other Directors, or a total of one hundred fifty-five (155) Downline Members from their base of Direct Downline AMs for which they have completed Registration.  It is the responsibility of all Members to maintain the requisite number of Members in their Downline, as well as five (5) Direct Downline Members, to receive the Bonus Commission associated with the level to which they have advanced.

 

Regional Director:  A Regional Director (“RD”) receives 50% of the TAC for a Direct Sale.  Regional Directors also receive a 30% Bonus Commission (combination of SM, Director and RD Bonuses) of the TAC from their own, Direct Sales.  Regional Directors receive a 30% Bonus Commission (combination of SM, Director and RD Bonuses) of the TAC from sales made by their Downline AMs (so long as there is no Director or SM between that AM and the RD).  Regional Directors receive a 20% Bonus Commission (combination of Director and RD Bonuses) of the TAC from sales made by the SMs within their Downline.  Regional Directors also receive a 10% Bonus Commission of the TAC from sales made by their Director teams within their Downline.  Regional Directors automatically advance to National Director after developing the equivalent of five (5) other Regional Directors, or a total of seven hundred eighty (780) Downline Members from their base of Direct Downline AMs for which they have completed Registration. It is the responsibility of all Members to maintain the requisite number of Members in their Downline, as well as five (5) Direct Downline Members, to receive the Bonus Commission associated with the level to which they have advanced.

 

National Director:  A National Director (“ND”) receives 50% of the TAC for a Direct Sale.  National Directors also receive a 50% Bonus Commission (combination of SM, Director, RD and ND Bonuses) of the TAC from their own, Direct Sales.  National Directors receive a 50% Bonus Commission (combination of SM, Director, RD and ND Bonuses) of the TAC from sales made by each AM in their Downline (so long as there is no RD, Director or SM between that AM and the ND).  National Directors receive a 40% Bonus Commission (combination of Director, RD and ND Bonuses) of the TAC from sales made by the SMs within their Downline.  National Directors also receive a 30% Bonus Commission (combination of RD and ND Bonuses) of the TAC from sales made by the Directors within their Downline.  National Directors receive a 20% Bonus Commission of the TAC from sales made by the RDs within their Downline.  It is the responsibility of all Members to maintain the requisite number of Members in their Downline, as well as five (5) Direct Downline Members, to receive the Bonus Commission associated with the level to which they have advanced.

The Basic Outline

Without exception, 100% of all revenue derived from the sale of Products is distributed to the OurTAC Members who are either directly responsible for the sale and/or whose Downline generated the sale.  Members must be current with their monthly Fee to qualify for the payment of any Commissions.

 

The First Sale Rule

A Sponsor is credited with the Direct Sale Commission for his recruits’ first sale.  This Rule in intended to compensate the Sponsor for spending time with each new Member he recruits in explaining the program and for ongoing sales/product support and leadership guidance.  Once the new Member completes his first sale, he will in turn receive the Direct Sale Commission for each new member he registers.

 

Direct Sales Commissions

The Direct Sale Commission is defined as 50% of the Total Available Compensation (“TAC”).  When a Member who has advanced in Title beyond Account Manager completes a Direct Sale he will receive the Combined Direct and Bonus Sales Commission appropriate for his title (see below).  Real-Time accounting updates for all commissions are graphically shown and available for download via csv format within the Members’ back office.

 

Bonus Sales Commissions

Members who advance in title to SM and above will qualify for Bonus Commissions based upon title (see below).

 

Account Manager:               NA

Sales Manager:                   10% Bonus Commission

Director:                               10% Bonus Commission

Regional Director:               10% Bonus Commission

National Director:                20% Bonus Commission

 

The OurTAC compensation system will automatically seek a qualified upline title to assign Bonus Commissions.  If a qualified Upline Member to the sale is not found by the system the Bonus Commission will be automatically escrowed for payment upon the advancement to the qualified title by the last Upline Member/Sponsor found by the system.

 

Bonus Commissions are cumulative by Title as described within the definition of the individual Titles above.  To synopsize, if a National Director completes a Direct Sale he/she will receive the combination of the 50% Direct Sale Commission; the 10% Sales Manager Bonus Commission; the 10% Director Bonus Commission; the 10% Regional Director Bonus Commission; and the 20% National Director Bonus Commission.  The same logic applies for lesser titles.  Real-Time accounting updates for all commissions are graphically shown and available for download via csv format within the Members’ back office.

 

Combined Direct/Bonus Commissions by Title

Account Manager:             50% of TAC

Sales Manager:                 60% of TAC

Director:                            70% of TAC

Regional Director:            80% of TAC

National Director:          100% of TAC

 

Escrowed Commissions

A Bonus Commission will be escrowed any time the OurTAC system does not find a qualified upline Member/Sponsor qualified for the commission.  In other words, if an Account Manager does not have an Upline Sponsor, he/she will escrow the Sales Manager, Director, Regional Director and National Director Bonus Commissions for each Direct Sale he/she completes.  Escrowed Commissions are automatically paid out upon advancement of the Member to a qualifying title.  Real-Time accounting updates for all commissions are graphically shown and available for download via csv format within the Members’ back office.

 

Breakage Commissions

Breakage Commissions are defined as any unpaid commissions resulting from a Member leaving the OurTAC marketing program.  These commissions will be distributed to the former Member’s Upline based on standard compensation protocol.

 

Breakout Commissions

A Breakout Commission is a 10% Bonus Commission paid to a Sponsoring National Director, above and beyond the 100% TAC value of all product sales generated each month from a Regional Director who has qualified and advances in turn to the National Director Title.  The Breakout Commission is limited to $12,000 monthly, or $144,000 annually for each sponsored National Director, but there is no limit to the number of National Directors a Sponsoring National Director can support within this plan. 

 

PLEASE NOTE:  A Member’s advancement to National Director is permanent.  However, if a National Director fails to maintain the requisite 5 Direct Downline Members, and/or his total Downline Membership falls below the cumulative downline Membership (780+1) for the title, all Bonus Commissions, including any Breakout Commissions due, will be escrowed and paid out upon the re-qualification by the Sponsoring National Director.